Open enrollment has begun for health insurance on www.healthcare.gov; however, thousands of pro-life advocates are forgoing the coverage because it conflicts with their religious beliefs.

Instead, they are enrolling in what's called healthcare sharing ministries, like Medi-share.

"We aggregate about 110,000 people across the country, and instead of purchasing expensive health insurance we simply share in each other’s health care bills," said Tony Meggs, president of the company that runs Medi-share.

Members pay monthly to have their medical expenses covered by other members of the program. It's become popular for those pro-lifers who don't want to pay for controversial procedures that are covered under the Affordable Health Care Act.

"Some of the things we're not going to share in are things that violate our conscience, things like the morning after pill, things like abortion," Meggs said. "But what we will do is if there's family who wants to adopt a child, we will share in the expenses to adopt a child."

Those interested in the cost-sharing alternative must file for an exemption on their tax forms or they can be fined for not having insurance under the Affordable Health Care Act.