The aftermath of hurricane Ian continues to impact Florida residents, with the Myakka River in particular experiencing historic flooding — which, in turn, affected communities in Manatee and Sarasota counties.

According to the Insurance Information Institute, only 18% of Florida homes have flood insurance.

Members of one family in Myakka City say they are facing significant repairs to their home and property, but are going to have to take care of it all without the help of flood insurance.

Veronica Young said she never thought she would be where she is now, having to start from scratch. 

“I’m vacuuming up all the drywall mixture and the mud,” she said of the work she's doing as she tears apart and prepares to rebuild parts of her Myakka City home.

“We couldn’t even get into the driveway," she said. "The water was all the way to the road, and you know it was bad, you know so."

After Hurricane Ian hit southwest Florida, the Myakka River overflowed and flooded her home.

“It crested, you know, about up to my knees,” Young said.

She said her home wasn't insured for flood damage, so her family is responsible for all the work and thousands of dollars needed for repairs.

Young said several feet of water in her home took almost everything she and her family had inside, including the things in her kid’s rooms.

“The most heart-wrenching thing was I lost his baby book you know," she said of her child. It had all of his stuff and his pictures, you know? I was able to take out his arm bracelet that they cut off when they come home from the hospital."

Young said, though, that she was able to save some items.

“These are my clothes," she said. "I had them in the closet — I was able to save some of them."

Inside their house, Young points to a lot that needs to get done, but the work is just getting started outside on her family's 20 acres of land.

“All of these really pretty big oak trees just flattened,” she said.

As she drove around the area for the first time since the flooding, Young said she did not know what to expect.

“Now I see the fence is down the trees are down over there,” she said, even noticing one of their pastures is still flooded.

But she said the family is doing everything they can — that includes filing for FEMA assistance.

“We filled out the application and we are kind of just waiting to hear," Young said. "People told me it could take six months to eight months before you even get anything."

Young said that some people are stepping up to help her family rebuild, giving her family the help she says they need.

“Just get back in my house, get my kid’s rooms fixed and get some sort of normalcy,” she said. "It’s a rebuilding effort, to return to normal.”