TAMPA, Fla. — Weeks after hurricane Milton carved a path of destruction across the Tampa Bay area, roofing companies are now fielding a storm of calls from homeowners needing roof repairs.

At Roof X in Tampa, Chief Operations Officer Dakota Frady says as the jobs stack up, it could be a years-long process for Milton repairs to be completed for home and business owners.

"This is going to be 2, 3 years worth of work," Frady said. "Our back log is going to go way out. That's why we are going to get more crews to handle the backload."

With homeowners now on wait lists for roofing repairs, the battle is just starting for some homeowners to have damage covered by insurance.

Roof X Vice President Johnathan Finley says every homeowner with damage is in a different situation, because every homeowner has different coverages that determine how much, if any of the damage will be covered.

"Each insurance job is its own personal beast," said Finely. "So, each customer, they have different amounts for their hurricane deductible. Some are low. Some are very high. Also getting with those people on the difference situations that their insurance may be saying they are covering or they are not covering."

Finley says if you had a roof damage this hurricane season, vet the roofing company before hiring them, and make sure it is well versed at handling complicated insurance claims. 

The financial impact from hurricanes Helene and Milton has now exceeded $4 billion.

That's according to the latest claims data from the State Office of Insurance Regulation.

More than 250,000 claims have been filed just for residential properties, with many people are dealing with flood and roof damage.