SEBRING, Fla. — A fourth victim in the Sebring SunTrust Bank mass shooting earlier this week was identified late Thursday.

The Highland County Sheriff's Office confirmed that Jessica Montague, 31, was one of the five women shot and killed by accused shooter Zephen Xaver on January 23.

Montague's husband, Jermaine, said she was born in New Hampshire but grew up in Avon Park. She was a mother of three, the youngest just two years old.

Jermaine said she had been a personal banker at the bank for several years. 

“She was a very amazing mother, friend, and wife," he told us. "She was very loving and always willing to go out of her way to help any and everyone."

Jermaine went on to say he and his wife celebrated their first wedding anniversary this past January 1, and the shooting occurred on his birthday.

A GoFundMe campaign has started to help Jessica's family in the wake of the shooting. To learn more or to make a donation, visit https://www.gofundme.com/the-montague-family-sebring-suntrust-victims.

This Gofundme.com site is not managed by Spectrum Bay News 9. For more information on how the site works and the rules visit  http://www.gofundme.com/safety.

Witness's harrowing account

Meanwhile, another witness to the shooting came forward Friday.

Victor Sparks said he was running errands when he and his wife arrived at the SunTrust Bank around 12:30 p.m. Wednesday. Finding the doors to the bank locked, he peeked inside.

"All I keep seeing is them laying on the floor and this guy walking behind them," Sparks explained.

Thinking it was some sort of robbery drill, he walked back to his van.

"Then, as I was walking away, I heard two loud bangs," he said, his voice cracking with emotion. "Thinking about what happened is really hard."

Sparks said he previously visited the bank often and knew its employees.

"They probably thought if they did everything he said to do they'd be OK, but that's not what was in his heart," Sparks said. "He was there to kill people."

Sparks, a minister at Living Waters Church of God, also told us he felt grateful his life was spared, and that it reminded him to always "be ready to meet the Lord."

"If I'd been able to get in, if we had been earlier, I probably wouldn't be standing here talking to you," he said.